Planned Giving

Preserving the Memory of David Blauer

Martin and Marilyn Blauer at graduationMarilyn and Martin Blauer's son, David, who was a Ramapo College of New Jersey student majoring in law and society, died in a car accident the day before graduation in 1994. Their annual and planned gifts support the David Blauer Memorial Scholarship.

A dedicated student, David earned an overall grade point average of 3.38 and a 3.63 in his major. He worked much of the time he attended Ramapo College, which included an internship at the community service program at the Bergen County Department of Probation. "One of my favorite stories about David happened when he called me at my workplace and had almost talked me into giving a job to one of his clients before I realized it was my son on the telephone," remembers his mother, Marilyn.

In his sophomore year, David worked between 40 and 50 hours a week and still made the Dean's List. "Wow," his advisor wrote in David's folder that year, along with the fact that David intended to study criminal law. "He applied to several law schools,"Marilyn says. "As he received letters of acceptance from the different schools, he would call us to let us know and share the good news. I don't know who was more excited, David or us.

"He was a sociable person with good innate intelligence, leadership qualities and strong verbal skills," she continued. "We think that motivated his interest in law and the courtroom. David's experiences at Ramapo College grounded him and prepared him for law school.

"We set up the scholarship to memorialize David's good efforts. It is our hope that another student will continue David's intended path and do good work. It is also our personal way of preserving his memory."

Since its inception in 1996, 17 students have received the Blauer award.

A charitable bequest is one or two sentences in your will or living trust that leave to The Ramapo College Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to The Ramapo College Foundation, a nonprofit corporation currently located at , or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to The Ramapo College Foundation or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to The Ramapo College Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to The Ramapo College Foundation as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and The Ramapo College Foundation where you agree to make a gift to The Ramapo College Foundation and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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