Planned Giving

Meet Our Donors

Gift Planning Can Start Early

Liz Mastrangelo, President Peter P. Mercer and Ralph MastrangeloJim Sorace, an alumnus of the Class of 1984, has been a donor to Ramapo College since removing his commencement gown and mortar board. He worked for 37 years in the finance division of New York City-based Guardian Life Insurance Company of America and recently shared his thoughts on the importance of giving back.
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Sharing a Little Bit of Luck

Liz Mastrangelo, President Peter P. Mercer and Ralph MastrangeloRalph Mastrangelo, Chairman of the Ramapo College Board of Governors, and his wife Liz feel a special connection to the College. They share their story...
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Scholarship Donors Make Giving a Family Affair

Nicole, Nancy, Jacob, Lindsey and Bob KossowskyQ&A With the Kossowsky Family
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Alumna Says ‘Go for It'

Dr. Kathryn Sykes, Jeffrey Sykes and their mom, Sue SykesSuzanne Sykes and her late husband, Donald, founded Marpac Industries Inc. in 1967. Marpac manufactured plastic containers with offices in Waldwick, N.J., and manufacturing sites in New York, California, Oklahoma and Ireland. After selling the company in 1998, Sue enrolled at Ramapo as a returning adult student. She earned her degree in American Studies in 2006 and remains very active with her alma mater.
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For the Joy of Giving: Alumna's Gifts Reflect Positive College Experience

Fran HackettFran Hackett received a B.S. in Business Administration and a degree in American Studies from Ramapo College in 1980. Long active in judicial and healthcare issues, she exemplifies the accomplished professional, mentor and donor.
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Helping Students Today and Tomorrow

Marina and William TopkenMarina Topken graduated from Ramapo College in 1987 with a degree in American and International Studies. She taught and translated German at several language institutions in the area and tutors children in underserved schools in Paterson, N.J. Marina has been a steady supporter of the College's Annual Fund since 1989.
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Making a Difference for At-Risk Children

Drs. Jeffrey and Ellen Kaiden with scholarship recipient, Xiomara Robinson.Drs. Ellen and Jeffrey Kaiden Ellen Kaiden, Ed.D., established the Drs. Ellen and Jeffrey Kaiden Urban Educator Scholarship at the Ramapo College Foundation in 2005. Ellen is a professor of Reading and Education in the School of Social Science and Human Services. Her husband, Jeffrey, is an ophthalmologist practicing in Westwood, N.J. The intent of the Kaiden Scholarship is to foster interest in teaching at-risk students in urban environments.
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Growing Endowments, One Year at a Time

Arnold and Rosalind MytelkaArnold Mytelka was a member of the Ramapo College Board of Trustees from 1975 to 1980 and Chairman from 1979 to 1980. In 1983, he established a scholarship at Ramapo College in his mother's memory and in 2006 created an award in memory of his father.
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Recognizing Students with a Strong Commitment to Campus Life: The Saiff Family Scholarship Endowment

Dr. Edward Saiff and his wife RobbyDr. Edward Saiff and his wife, Roberta (Robby), have been active participants on many campus committees and have been generous contributors to a number of causes on campus, from scholarship funds to capital campaigns and the Annual Fund.
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Recognizing Outstanding Students Registered With the Office of Specialized Services

Laurie and George Potter From the beginning of the College's history, Dr. Potter and his wife, Laurie, championed programs that increased access to Ramapo for women, veterans, minorities and people with disabilities.
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Ramapo "Gave Me the Opportunity to Succeed"

Dr. Anthony J. DeCarlo '77 is the co-founder and CEO of Red Bank Veterinary Hospital. Located in Tinton Falls, New Jersey, Red Bank Veterinary ranks as one of the country's largest, premier and privately owned veterinary hospitals. Dr. DeCarlo earned his bachelor of science degree from Ramapo College in 1977 where he majored in biology and earned his doctorate in Veterinary Medicine from the University of Pennsylvania in 1982.
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Ramapo College Alumna Gifts $40,000 Life Insurance Policy to Benefit College Honors Program

Debra PerryThe Debra McGuire Perry Family College Honors Endowment will be used to advance scholarship and academic excellence in the College Honors program.
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Local Resident Makes $500,000 Bequest to Establish Scholarship Fund at Ramapo College

Sofia and Edward DembiaSofia Wojciechowski was born in 1917, the oldest of four children of Polish immigrants. Sofia grew up in Mahwah, N.J., and in 1945 she married Edward Dembia, who was also of Polish descent.
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Remembering a Legend: Dr. Milton M. Gittens

Dr. Milton M. GittensThe Ramapo College community mourns the passing of beloved management professor Dr. Milton M. Gittens. A respected member of the Ramapo College faculty in the Anisfield School of Business, Dr. Gittens has created a legacy.
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Inspiring Gratitude at Ramapo College

Paul and Jackie Fain GarberJackie Fain Garber graduated from Ramapo College in 1975 and became a kindergarten and Montessori teacher. In 2001, she and her husband, Paul, decided to establish an annual scholarship to recognize good students with financial need who may require a little help in paying their college costs.
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Investing in the Present, and the Future

Kathy and Mike AzzaraKathy Azzara graduated from Ramapo College in 2002 with a bachelor's degree in Psychology from the School of Social Science and Human Services. She and her husband, Michael, have been active supporters of the College for many years.
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Preserving the Memory of David Blauer

Martin and Marilyn BlauerMarilyn and Martin Blauer's son, David, who was a Ramapo College of New Jersey student majoring in law and society, died in a car accident the day before graduation in 1994. Their annual and planned gifts support the David Blauer Memorial Scholarship.
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An Interview With Lisa Ryan '84

Lisa RyanOver the years, Lisa Ryan has stayed closely involved with Ramapo College in many ways.
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The Benefits of Gift Planning

Dean Emeritus Tim Robinson And Dean of Students Nancy MackinAn Interview with Dean Emeritus Tim Robinson And Dean of Students Nancy Mackin.
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The Charitable Gift Annuity Option: An Interview with Recent Ramapo Donor Frank Rodriguez

Frank RodriguezFrom my first visit to the Ramapo College campus, I was impressed with its ambiance and sense of purpose.
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Vitus Stablein '76: The Power of Insurance

Vitus StableinVitus Stablein was born in Brooklyn, N.Y., on August 5, 1930. As an infant, he was sent to Germany to live with relatives during the Depression.
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Kathy Schulz Creates a Legacy at Ramapo

Kathy SchulzWhen Kathy Schulz '83 thinks back to her college days at Ramapo, she remembers the beautiful campus and the wonderful, dedicated faculty.
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Gift Helps Dunn Today, Ramapo College Tomorrow

Tom Dunn has been a steadfast supporter of Ramapo College since it was established in 1969.
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A charitable bequest is one or two sentences in your will or living trust that leave to The Ramapo College Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, [name], of [city, state, ZIP], give, devise and bequeath to The Ramapo College Foundation [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to The Ramapo College Foundation or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate, or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to The Ramapo College Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to The Ramapo College Foundation as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and The Ramapo College Foundation where you agree to make a gift to The Ramapo College Foundation and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

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